Federal Repayment Plan Estimator | Degrees of Success

DEGREES OF SUCCESSSTUDENT LOAN MANAGEMENT

Free tool · Updated for the July 2026 rules

Federal Repayment Plan Estimator

You can apply for federal repayment plans for free at StudentAid.gov.

Degrees of Success is a private consulting firm and is not affiliated with or endorsed by the U.S. Department of Education. This tool provides general educational estimates only, not legal, tax, or financial advice, and it does not guarantee any payment, approval, or forgiveness.

Your loan answers are never stored or sent; all calculations run in your browser. Only your first name, email, mobile phone (if provided), and consent choices go to Degrees of Success, as described in our privacy policy. Rules last reviewed: October 7, 2026.

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